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48.下列何者非屬銀行對於消費金融產品申貸戶之信用紀錄查詢管道?(A)支票存款照會查詢 (B)國稅局所得及財產資料查詢(C)票據交換所拒絕往來戶查詢 (D)金融聯合徵信中心信用資料查詢
問題詳情
48.下列何者非屬銀行對於消費金融產品申貸戶之信用紀錄查詢管道?
(A)支票存款照會查詢
(B)國稅局所得及財產資料查詢
(C)票據交換所拒絕往來戶查詢
(D)金融聯合徵信中心信用資料查詢
參考答案
上一篇 :
15. Due to ______ issues, including an increase in electricity prices, fares for all lines of the su
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49.信用卡授權單位對從事高額異常偽卡消費及從事融資變現異常消費行為之特約商店,應提報下列哪個單位?(A)聯合信用卡中心 (B)金融聯合徵信中心 (C)收單銀行 (D)銀行公會
資訊推薦
50.銀行在辦理消費金融業務時,應瞭解客戶之居住狀況(是否設籍或寄居、有無家人聯絡電話),是為避免下列何種風險?(A)授信風險 (B)作業風險 (C)流動性風險 (D)政治風險
52.在催收作業中,最簡易、快速之債權收回途徑是下列何種?(A)發支付命令 (B)外訪催收 (C)主張存款抵銷 (D)協議還款
51.某甲向銀行申貸之消費性貸款已連續四期於繳款截止日前,未繳(足)當期(最低)應繳款者,屬於下列哪一項延滯等級?(A) M2 (B) M3 (C) M4 (D) M5
53. A 銀行的催收人員在客戶發生延滯後即於第一時間採取必要的措施,此行動屬於下列何項消費金融業務經營成功的要素?(A)完善之信用評分系統 (B)面對面之授信方式 (C)強而有力的行銷系統 (D)催
10. Blue whales have been hunted nearly to ______ in the 20th century.(A) distinction (B) extinction
12. The young man has worked hard ______ he would earn one million dollars at the age of 30.(A) as w
54.銀行催收單位與客戶簽定聲明書或切結書時,除由催收人員擬具簽核內容外,另應經下列何者之確認?(A)授信人員 (B)法務人員 (C)主管機關 (D)徵信人員
18. The opening ceremony of the 32nd Olympic Games will be taken place ______ Tokyo ______ Friday,Ju
56.銀行對消費金融客戶,除購屋及房屋修繕外,強調滿足顧客需求,其所指之 4S 不含下列何者?(A) Security (B) Smart (C) Smile (D) Speed
55.金融機構所核給信用卡之信用額度應與申請人申請時之還款能力相當,且核給可動用額度加計申請人於全體金融機構之無擔保債務歸戶後總餘額除以最近一年平均月收入,不宜超過幾倍?(A) 10 (B) 18 (
16. Dr. Collins is the most esteemed person ______ I have ever met.(A) who (B) whom (C) that (D) whi
23. Mary was mad at her boyfriend because he ______ again. She had been waiting for him for one hour
17. As soon as he ______ the email, he read it twice quickly.(A) gets (B) got (C) has got (D) will g
25. Our new coworker is really ______; he learns fast and can do everything he is asked.(A) on the f
三、克漏字 Nowadays, the everyday piracy of intellectual property has become even more common than the p
19. Her coach suggests that she ______ enough rest before participating in the race.(A) take (B) tak
57.有關銀行辦理消費金融業務,當一般案件喪失期限利益時之債權回收法催程序,不包括下列何者?(A)函催 (B)假扣押 (C)支付命令 (D)起訴
21. Not until the early years of the 19th century ______ what heat is.(A) man did know (B) did man k
58.銀行在辦理消費金融信用評估時,下列何者係屬對申貸者所得來源、所得水準及持續性負債多寡,以及申貸金額所作之綜合考慮?(A)穩定性 (B)信用紀錄 (C)償債能力 (D)還款意願
22. That man ______ is Mr. Jackson.(A) in the dark blue shirt (B) with the blue dark shirt(C) with a
In 2017 and 2018, terrible wildfires (31) California. The company PG&E provides gas and electric
20. Several companies have ______ workers during the weak economy.(A) put off (B) called off (C) sen
24. The director had the last ______ on his critics when his movie took the top spot.(A) breath (B)
59.下列何者可作為評估借款人還款意願的良好指標?(A)服務單位的穩定程度 (B)服務年資及職位 (C)過去的還款紀錄 (D)持續性所得淨額
【題組】27. (A) applies to (B) adheres to (C) adds to (D) attributes to