資訊推薦

• 46.有關影響消費金融業務之因素，下列敘述何者錯誤？(A)利率水準高，自然減少消費者貸款之需求(B)一般較年輕之家庭，藉消費性融資購置耐久財之需求較強(C)所得較高者，消費需求及償債能力高，故較敢於舉
• 6. Smoking in public places is ______ in Taiwan according to the law.(A) prohibited (B) installed (C
• 4. Influences of news media are very ______ in today’s life since information spreads fast.(A) profo
• 7. Being ______ in a foreign language is never easy, so you have to practice it at all times.(A) imp
• 47.下列何者非屬銀行辦理消費金融授信審核之主要評估因素？(A)償債能力 (B)所得之穩定性 (C)申請人性別 (D)還款意願
• 11. ______ the financial crisis and illegal music download, the country music industry has adapted w
• 13. The accident happened ______; the passengers did not expect to hear a loud sound and saw the old
• 14. ______, the chairperson is pleased to tell the new staff member that his plan is acceptable.(A)
• 15. Due to ______ issues, including an increase in electricity prices, fares for all lines of the su
• 48.下列何者非屬銀行對於消費金融產品申貸戶之信用紀錄查詢管道？(A)支票存款照會查詢 (B)國稅局所得及財產資料查詢(C)票據交換所拒絕往來戶查詢 (D)金融聯合徵信中心信用資料查詢
• 49.信用卡授權單位對從事高額異常偽卡消費及從事融資變現異常消費行為之特約商店，應提報下列哪個單位？(A)聯合信用卡中心 (B)金融聯合徵信中心 (C)收單銀行 (D)銀行公會
• 50.銀行在辦理消費金融業務時，應瞭解客戶之居住狀況（是否設籍或寄居、有無家人聯絡電話），是為避免下列何種風險？(A)授信風險 (B)作業風險 (C)流動性風險 (D)政治風險
• 52.在催收作業中，最簡易、快速之債權收回途徑是下列何種？(A)發支付命令 (B)外訪催收 (C)主張存款抵銷 (D)協議還款
• 51.某甲向銀行申貸之消費性貸款已連續四期於繳款截止日前，未繳（足）當期（最低）應繳款者，屬於下列哪一項延滯等級？(A) M2 (B) M3 (C) M4 (D) M5
• 53. A 銀行的催收人員在客戶發生延滯後即於第一時間採取必要的措施，此行動屬於下列何項消費金融業務經營成功的要素？(A)完善之信用評分系統 (B)面對面之授信方式 (C)強而有力的行銷系統 (D)催
• 10. Blue whales have been hunted nearly to ______ in the 20th century.(A) distinction (B) extinction
• 12. The young man has worked hard ______ he would earn one million dollars at the age of 30.(A) as w
• 54.銀行催收單位與客戶簽定聲明書或切結書時，除由催收人員擬具簽核內容外，另應經下列何者之確認？(A)授信人員 (B)法務人員 (C)主管機關 (D)徵信人員
• 18. The opening ceremony of the 32nd Olympic Games will be taken place ______ Tokyo ______ Friday,Ju
• 56.銀行對消費金融客戶，除購屋及房屋修繕外，強調滿足顧客需求，其所指之 4S 不含下列何者？(A) Security (B) Smart (C) Smile (D) Speed
• 55.金融機構所核給信用卡之信用額度應與申請人申請時之還款能力相當，且核給可動用額度加計申請人於全體金融機構之無擔保債務歸戶後總餘額除以最近一年平均月收入，不宜超過幾倍？(A) 10 (B) 18 (
• 16. Dr. Collins is the most esteemed person ______ I have ever met.(A) who (B) whom (C) that (D) whi
• 23. Mary was mad at her boyfriend because he ______ again. She had been waiting for him for one hour
• 17. As soon as he ______ the email, he read it twice quickly.(A) gets (B) got (C) has got (D) will g
• 25. Our new coworker is really ______; he learns fast and can do everything he is asked.(A) on the f