問題詳情

第二題:翻譯題(英翻中)The U.S. Federal Reserve has just raised its key interest rate by a quarter of a percentage point. The Fed is thecentral bank of the United States and it can influence the U.S. economy. It wants that economy to grow but not sofast that inflation gets out of control. That’s when the prices of things go up and the dollar buys less. Americans’wages have not increased much in recent years. The U.S. employment or jobless rate was at 4.6 percent last month.That’s about where it was before the Great Recession hit in 2007. The government says 180,000 jobs have beencreated each month this year on average, though that’s less than the two previous years. The gross domestic productincreased in the third quarter of the year and inflation rose 1.6 percent in October. One way the Fed can try to slowdown the rise of inflation is by increasing its key interest rate, which it just did. But that affects consumers becauseit makes it more expensive for them to borrow money. Mortgage rates on homes will go up. Car loans will be moreexpensive. Credit card rates increased. On the flip side, savings accounts could start to pay a little more interests. So,those are things to look out for in the months.【25 分】

參考答案

答案:D
難度:適中0.645161
統計:A(49),B(4),C(30),D(220),E(0)

用户評論

【用戶】Li Guo

【年級】小六上

【評論內容】(A)經驗費率法:是以過去的平均損失,來訂定未來保險費率的方式。(B)個別法:當保險標的的數量太少時,因為無法獲得足夠的有效統計資料來訂定費率,所以將依個別被保險標的的知觀察,單獨訂定費率標準的方式。(C)損失率法:是比較實際損失與預期損失率之間的關係,以做未來費率調整依據的方式。

【用戶】江漢龍

【年級】國三下

【評論內容】(1)表定費率法:仍以分類法為基礎而以分類法所用之分類設立若干客觀之標準並予以表列化。受新危險單位要保時,按其情況與表定之標準比較之,比標準好者減少費率,比標準差者增加費率。(2)追溯費率法:在投保當時是預繳若干保費,而在保險期間結束時再依保險期間之實際經核定當年之實際保費,有追溯去所繳保費之意思,故又稱為追溯經驗法。(3)經驗費率法:又稱為預期經驗法。係依過去經驗增減或修訂未來一年應繳保費之方法。此法與追溯法不同者是此法係調整未來年度之保費而非核定當年度保費。