Questions 161~163 refer to the following article.
A group of technology entrepreneurs are establishing a new bank, Tandem Bank, with a small office situated behind London's King's Cross station. Despite having only 140 employees, Tandem Bank aims to offer services that traditional banks require tens of thousands of staff to provide. The bank will feature an app and a small call center to serve its customers.

In the meantime, Atom Bank, located 250 miles away in Durham, has also received its license. One interesting feature of Atom Bank's app is that customers can log in without a password by simply using facial recognition or voice recognition technology.
The Bank of England has received applications from 26 other potential start-up banks, including several that will operate exclusively through a mobile app. These budding app-only banks have the potential to disrupt the banking industry by offering customers convenient and innovative ways to manage their finances.
For example, Monzo Bank, a UK-based app-only bank, has gained a lot of popularity among younger customers due to its easy-to-use app, instant payment notifications, and budgeting features. Customers can manage their money through the app, which also provides a Mastercard debit card for use both domestically and internationally. The bank has also received significant investment and has plans to expand internationally in the future.
【題組】161.According to the article, what is the main feature of Atom Bank's app that sets it apartfrom traditional login methods?
(A) Fingerprint recognition.
(B)Facial recognition or voice recognition.
(C)Two-factor authentication.
(D)One-time passwords.