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• 51.有關客戶在不同通路的定義與體驗之敘述，下列何者錯誤？ (A)全通路整合(Omni-Channel)欠缺對客戶需求的分析 (B)多通路整合(Multi-Channel)著重於如何將客戶所需資訊與服
• 52.有關金融科技對純網銀可能產生的「流動性風險」，下列敘述何者正確？ (A)因高度倚賴第三方策略夥伴所致資料與個資快速流動性風險 (B)新科技使客戶在不同銀行帳戶間快速移轉資金所導致的存款流動性風險
• 53.有關機器學習的種類，下列敘述何者正確？ (A)半監督式學習：所有受測資料都有標註的情況下，進行猜測與佐證各 50%進行學習 (B)強化式學習：訓練過程中模型會加入正負反饋機制幫助提升預測精準度
• 55.甲方想利用「非對稱密碼術」傳送機密資料給乙方，首先甲方用 A 將訊息加密，再把加密後的訊息 傳送給乙方，乙方用 B 解密，讀取訊息，則 A、B 分別指的是： (A)甲方的公鑰、甲方的私鑰 (B)
• 56.有關臉部辨識，下列敘述何者錯誤？ (A)於交易系統中提供額外身分認證選擇，利用生物辨識的方便性，讓客戶可以快速且安全的進行交易 (B)於金融機構實體服務場域，利用攝影機結合即時影像，辨識特定 V
• 57.有關行動支付，下列敘述何者正確？ (A) NCF 支付屬於遠端支付 (B) Apple Pay 行動支付有採用 EMVCo Tokenization 資料標記技術 (C)金融機構提供之各項繳費、
• 58.「提供訊息及相關服務為主不涉入撥貸：借款人於網路平台申請貸款，由平台核准貸款後揭露相關 訊息，投資人透過該平台尋找投資標的，將資金借予借款人」是屬於何種 P2P 借貸平台營運模式？ (A)傳統模
• 59.依保險業辦理電子商務應注意事項規定，有關現行保險公司完成消費者身分確認步驟時可以採用之 驗證方式，下列何者非屬之？ (A)一次性動態密碼(OTP) (B)金融行動身分識別（金融 FidO） (C
• 60.有關金管會對於國內虛擬通貨平台業者的洗錢防制規範，下列敘述何者正確？ (A)虛擬通貨平台業者無需遵守洗錢防制規範 (B)虛擬通貨平台業者的洗錢防制是屬於數位發展部監管範疇 (C)虛擬通貨平台業者
• 27. Everybody in the _____ clapped when the singer finished singing her song. (A) adventure (B) audi
• 28. Peter has a very busy _____ today. He has to attend several meetings and hardly has time for lun
• 29. With house prices rising so high, most young people cannot _____ to buy an apartment in Taipei.
• 30. The hotel is so popular that it doesn’t have any room _____ this weekend. (A) original (B) famil
• 31. There is a high _____ of accidents driving in the storm. (A) risk (B) selection (C) material (D)
• 32. This machine doesn’t _____ well. It needs repairing. (A) function (B) limit (C) mention (D) expl
• 33. The value of a diamond _____ on its qualities. Each factor can greatly affect the price. (A) des
• 34. I have many foreign friends. Some are from Japan and _____ are all from South Korea. (A) another
• 35. Jack taught his students _____ effective ways to improve their English. (A) a little (B) a great
• 36. The workers were not _____ the result of the meeting. (A) satisfying to (B) satisfying with (C)
• 37. My decayed tooth is killing me. I cannot wait to have it _____ out. (A) to pull (B) to be pulled
• 38. _____ the bad weather, the rescue team continued to search day and night for any survivor of the
• 39. The harder you work, _____ to succeed. (A) you are more likely (B) you are more possible (C) the
• 40. Do you know the girl _____ at you? (A) smiled (B) smiles (C) smiling (D) who smiling
• 41. (A) when (B) if (C) how about (D) what if
• 42. (A) build (B) building (C) built (D) to build